Buy £20 of Crypto with Blockchain.com & receive a £10 bonus in Bitcoin
The app and web version are very simple to set up and use. The bonus is fast to apply to your account but is held for 7 days before you can withdraw.
Sign up here & open a new wallet https://blockchainwallet.page.link/join make sure you enter the code: HVQ5D3ZC to qualify.
Verify your ID and make a £20 purchase of crypto.
Receive £10 worth of Bitcoin FREE within 10-20 mins.
(Even more if you have existing accounts with some of the banks)
Whilst it is possible to theoretically complete all switches in a row I’d you have enough accounts to switch, some caution advised.
Opening a new account will usually record a new hard search on your credit file and opening too many at once could (word being could) negatively effect potential credit.
I would advice against doing this if I was looking for a mortgage in 6 months time and opening accounts with overdrafts will put more available credit to you which could be a negative at least for a few months.
First Direct £150 To Switch
First Direct is lauded for its customer service, it was launched as a telephone only bank back in the day when this was a modern concept. The service levels are amazing and it’s always regarded as the best account for customer service.
If you fit the criteria they also free a £250 0% overdraft. What I will say is if you’ve had any credit problems, or defaults over the past 4-5 years that are on your report I wouldn’t apply, they 99% won’t accept you.
How to claim £150
Simply switch a current account (see terms and conditions for requirements) and pop £1000 into the account over the first 3 months to qualify. You could just send in £500, send it out, send back in, send out to qualify. Click here to switch
£100 with Nationwide
Perhaps the most ethical bank on the list, from what I’m aware they don’t invest in any fossil fuels and are a building society with good customer service.
How to claim £100 with Nationwide
Simply switch to their Flex Direct account with 2 direct debits. Click here to switch
£150 for switching to Halifax
Halifax are a staple of the British high street and part of the Lloyds banking group.
If you switch to their reward account you get £150 for doing so. The account must include 2 direct debits.
How to claim £150
Simply head to here: sign up and begin your switch (with 2 active direct debits).
*Please note all offers have limits on how long between switches you can do. So if you’ve already switched to Halifax in the last year you won’t be able to switch and claim a bonus again for a while. Make sure you read all terms and conditions before signing up.
Have you heard of Plutus?
Most people haven't and it's such a shame, as it's vastly expanding and on the rise across many territories & has seen a huge influx of users after Crypto.com massively reduced their earning rates and added debit card deposit fees.
What is it?
Plutus is a crypto card, which works
as a debit card, it offers a virtual bank account and a physical debit card of which you have to load via the bank account.
You top it up with GBP and spend as usual and you'll earn 3% cashback on all spending. Cashback is paid in PLU crypto tokens which are worth currently around £5.89 (as of 22nd July 21) You can check out the token here and also buy via coinbase.
The cashback offer vastly beats even some credit cards and whilst the free account gives you 3% back on the first £250 spend a month, you can pay £4.99 to move up a tier & ncrease to £2000 and unlock more rewards and such by staking Plu.
If that's not enough the card also gives you 100% rebate on certain products if you pay via the Plutus card. With the free tier, you can claim Netflix, Disney+, Amazon Prime, Spotify or even shopping at Tesco back each month in Plu up to £10.
So basically, the free card gives you £10 FREE in PLU for signing up, 100% rebate on £10 for Netflix/Disney+/Amazon Prime, and 3% back on spend up to £250 a month!
Personally I selected the Netflix rebate, and each month my fee is taken from my card, and I receive this back in PLU tokens the following month.
If you'd like to know more, and claim a bonus £10 FREE in PLU for signing up & activating your card - click Here
You can stand to earn up to £100's each year by signing up to Supermarket loyalty schemes, and it pays to be loyal. Personally the best sceheme I believe is Nectar but there is also Tesco Clubcard.
Why Nectar over Tesco Clubcard?
Well I find Nectar has much better offers, once you download the app it will begin to suggest products you buy on a regular basis and give you 10-300 points extra for buying per item, and what's more these points stack!
They also have a range of retailers you can use via the app to collect points, from JD Sports, Argos, ASOS, Samsung, Currys, AO and many more.
You can also collect points from Ebay and there's again offers such as collect 300 bonus points or x5 on occasion for selling and making ebay purchases.
That's not forgetting collect 2 points per £1 when you spend in Sainsburys, and 1 point per £1 at Argos. Sainsburys once a year also offer double points weekends and sometimes triple points on your shopping.
Your points can be spent in Sainsburys, Argos or Ebay & if you have a Credit Card that collects Avios you can exchange your Avios for Nectar. 250 Avios = 400 Nectar points.(£2).
Sainsburys is usually a higher cost per shop than other supermarkets such as Aldi/Lidl, but I find particaurly the own brand products of Sainsburys to be vastly better in taste and quality than Morrisons, Asda or Tesco. And the Nectar card is a huge bonus.
People often think Tesco is a cheap supermarket, however if you look closely over the past few years, Tesco isn't actually cheap at all, and more in line with Sainsburys for many items.
Tesco Clubcard
That's not to say Tesco don't offer a decent scheme! The Tesco Clubcard has been going for well over a decade and now comes with the added benefit of Clubcard only pricing.
It's a little bit sneaky, as it basically reduces items (with large bottles of spirits often one of them) to special prices only if you are a Clubcard member - it's one way to ensure people sign up.
Tesco you collect 1 point per £1 spent in store, and 1 point per £2 spent on fuel. 150 points gets you a £1.50 voucher.
Like Nectar, Tesco do allow you to spend elsewhere, in the Clubcard app you can get more for your points by converting into vouchers for Cineworld, Hungry Horse or even Disney+.
But unlike Nectar, you can't collect points at other retailers, nor do you seem to get bonus points on items on a weekly basis or many offers, and I find it takes much longer to build up a balance on Clubcard than Nectar.
Co-Op Membership
The CO-OP is a store as old as time itself, and they've seemingly popped up almost everywhere across cities towns and villages in smaller locations. I quite like the CO-OP card because you are investing into the Cooperative. They run regular fundraising for the local community, and most stores have a local community champion which engages further with causes locally.
Similiar to Nectar and Clubcard you get a physical and digital card and scan when you shop. In turn you receive 2p per £1 spent, and 2p also goes back to a local cause of your choice for each £1 spent which is fantastic for the community.
Your card builds up a balance of which you can use to spend on your shop. What I like about the membership is I get offers each week such as 50p off a coca-cola purchase or £2 off a £10 shop.
Often people who'll visit blogs and money making websites will be looking for instant money most likely because they are in dire need for money. So I've popped together a list of quick hitting offers that will net you over £40-50 within 7 days!
Monese is a British company that offers current accounts and money transfers to be an alternative to a normal bank. It's mobile only and allows accounts in Pounds & Euros with 2 million customers.
They give away £20 for just making a spend on the card! You'll have to wait for the physical card delivery but that's usually only a couple of days.
Sign Up here using this link: https://www.mone.se/7vQs/mv3fllly
Verify your ID and select the Free plan, the card will be delivered to you for free.
Send £1 to your Monese account via bank transfer in the meantime.
Once your card arrives activate the card and spend it. You can literally just buy a 10p Amazon Giftcard top up it just has to be a transaction.
£20 will be applied to your account within hours 😊
They offer a bonus £10 if you spend an additional £500 on the card too if you want to earn £30
They offer 1500 points as a free reward for just signing! That's enough to get a £15 Amazon Voucher!
Simply head to: https://customers.payzilch.com/signup?inviteCode=8nBwwj
Sign Up & Verify (takes seconds) - Then Find where to spend your free £15!
There’s so many retailers listed (from Amazon, JD, John Lewis. Etc or select ‘Zilch anyway’ which will enable you to spend it on any website or you can use it as a Virtual debit card.
Make sure you toggle “use reward balance” to On
Select your item head to check out and use your Zilch Card details to pay, and it’ll deduct the free £15 from the balance!
Ziglu is a British company ran by Starling that offers a crypto currency exchange, debit card and wallet from your phone. They are giving away £5 FREE for new signups who trade £1 using the app.
Sign Up here using this link: https://invite.ziglu.io/5a8c2459
Verify your ID and spend £1 on Crypto. Something like Bitcoin.
Receive a £5 Reward instantly! This can all be sold back to GBP and sent back to your bank account
You can then refer others, and there's no limit on your referrals.
If you have done all the options above there's a total of at least £40-£50 in your pocket for a few hours work!
Code: FREE75
Tide have this ridiculously fantastic offer that gives you £75 FREE for opening a business account with them and depositing just £1. That's right £75!
The app is nice and simple to use (think Monzo/Starling but for a Business or Sole Trader). If you need to set up a Ltd Company, you can also do this for FREE when opening your account if you need to.
Warning - this is the best offer TIDE has, don't be tricked into following other referrals which require a £500 transaction before payment. This a FREE £75 for just a £1 deposit.
If you are a small trader, or business owner, perhaps you earn money online or have a side hustle, you could qualify for a TIDE account and a £75!
To claim your free £75
1) Start the process here by registering your account
2) Enter the code FREE75 when registering your account
3) Once your account is open deposit £1 into it via a bank transfer.
4) Within 6-8 weeks (although some have had it within 3-4) £75 will be credited to you account
5) Spend your FREE £75!
Zilch is a rewards app that offers a FREE virtual debit card with casback and you can also choose buy now pay later using the virtual debit card if needed. They offer 1500 points as a free reward for just signing! That's enough to get a £15 Amazon Voucher!
Simply head to here: https://customers.payzilch.com/signup?inviteCode=8nBwwj
Ever wanted to try Cryptocurrency and a bit unsure about what it actually is, and risking any of your own money? Maybe you just want £10 Free? Whatever your situation, I have a code that gives away £10 in Bitcoin absolutely free! No Deposit or Purchase necessary! (Where else would you get this?)
I'm a member of Bitcoin Pioneers who work with the Luno App, and give away codes worth £10 for new users, 18+ in the UK only.
It's entirely up to you what you do with it, the Bitcoin will instantly hit in your wallet and after 30 days you can withdraw the bitcoin, convert it or sell it for cash, whichever you wish.
How to get £10 free of Bitcoin.
1. Go to https://www.luno.com/signup or click sign up via the home page.
2. Enter your email and sign up for a new account.
3. Verify your ID and download the App.
4. Enter in the rewards section this code once your ID has been verified (takes minutes usually) on the App: “BPDWESTGRATH
5. Instantly receive £10 worth of Bitcoin into your account (and it’s withdrawalable after 30 days)
You can also join our FREE Webinar that takes place monthly it’s interactive and acts as an introduction to crypto in general and you can meet others and ask questions from an expert.
https://bitcoinpioneerswebinar.eventbrite.co.uk/
